Effective March 29, 2012, employer contributions to a “group sickness or accident plan” for coverage in 2013 will become a taxable benefit to the employee. The change affects AD&D and critical illness plans but does not affect wage-loss replacement plans … read more

In the 2012 Budget, the Federal government stated their commitment to introduce legislation which will require federally regulated employers to insure their Long Term Disability (LTD) plans.  This change is part of a government initiative originally announced in the 2010 … read more